A PPO/INDEMNITY plan allows you the freedom of selecting a dentist from an extensive list of participating dentists or a dentist of your choice. SBBC pays a portion of the monthly premium and you pay the balance through payroll deduction.

Under a PPO/Indemnity plan:

• you decide at the time you receive services whether or not to utilize a participating provider
• you enjoy significant cost savings if a participating dentist is used
• you are entitled to up to four cleanings per year at no charge
• lower levels of reimbursement are provided when non-participating dentists are used
• an annual deductible must be met
• claim forms must be submitted for payment

A DHMO MANAGED CARE plan requires you to receive all dental services from a participating network general dentist or specialist. These plans cover preventive care in full and provide for other more extensive services as well. The full monthly premium, is paid by SBBC depending upon plan selected. Two types of DHMO Managed Care plans are offered:

Basic Dental Plans
The Basic plans provide coverage when using a participating general dentist. Most preventive and diagnostic services are covered at no charge, and significant savings are available on other dental services. Should you require the services of a specialist, your benefit will be a 25% reduction from usual and customary fees.

Enhanced Dental Plans
The Enhanced Plans provide similar coverage to the Basic Plans when utilizing the services of a participating dentist. The Enhanced Plans provide coverage for specified services when using a participating general dentist or a specialist. An enriched benefit for orthodontic care is provided.

With both DHMO MANAGED CARE Plans, you receive the following benefits:

• no deductibles
• no pre-existing condition limitations
• no annual maximum benefit
• no claim forms to file

Coverage is available for your eligible dependents up to the age limitations outlined in the table below.

Coverage is available for your eligible dependents up to the following age limitations. View coverage information in Resources.

CompBenefits
CompBenefits, based in Atlanta, Georgia is a nationally recognized leader in the development and administration of dental and vision plan benefits. We provide affordable plans to over 4.5 million members in the South and Midwest. This national scope, with a local focus on service, continues to be one of our strengths.